Spot covers costs from your doctor-recommended treatment plan up to $20,000 for any covered physical injury as long as its carried out by a licensed physician. Your treatment plan could include diagnostic scans, hospital stays, ER visits, surgeries, and emergency transportation. Basically, anything your licensed physician recommends that you need to recover from your accident. Unfortunately, your spiritual healer’s plan is on you.

No, Spot is not health insurance. Spot provides coverage for reimbursement of medical bills incurred for injuries stemming from accidents. As much as we’d like to help you with your stomach flu (drink plenty of fluids!), that's just not our thing. General illness, pre-existing conditions, and chronic sickness are not included in your policy coverage. When you go to the doctor for treatment, use your health insurance (if you have it) and settle your bill. Then, file a claim with Spot by providing us with pertinent information (like documentation from the doctor) and we’ll get to work on reimbursing you.

Each accident you have is eligible for reimbursement up to $20,000. This means if you need stitches and an MRI after a tumble off the chair lift one day, you’re covered for up to $20,000 for that. If you eat it on moguls and blow out your knee, you’re covered for up to $20,000 for that as well. We really hope that never happens to you but we’ve got your back regardless, even if it’s broken.

We got your back for the duration of your season pass or daily lift ticket while you are skiing or snowboarding at Powder Mountain.

To file a claim you will need to log into your Spot account and click the “Got Hurt” button and follow the steps from there– we promise it’s simple! If this is your first time logging in you will need to activate your account with the email address used when you purchased your season pass or daily lift ticket. Did someone else purchase on your behalf (sweet!) not a problem– reach out to support@getspot.com and we'll get you set up!